Directors & Officers Insurance UK


Directors and Officers bear ultimate responsibility for companies and any actions that their companies take. Should any errors be made, they themselves would be open to being sued and held responsible. Accounting for legal costs whilst protecting both the company’s and directors’ personal assets is therefore necessary.

Directors and officers (D&O) liability insurance is one of the most important types of business insurance available. It covers the individuals who run your company in the event they are sued for anything from a minor misstatement to major fraud. Since these executives and board members are often personally liable for their actions as a director or officer, this type of coverage is essential.

If you’re thinking about becoming an officer of your company, joining the board, or taking on any other role that requires you to take personal responsibility for something at your company, it’s time to start thinking about D&O insurance.

What does Directors & Officers Liability Insurance cover?

Directors’ and Officers’ Insurance will cover you for:

  • ‘Wrongful Acts’: Breaches of duty or trust, neglect, error, misstatement, misleading statements, omission, negligent act or any other act wrongfully committed
  • Advancement of legal defence costs
  • Damages awarded against the director or officer including exemplary damages for libel and slander
  • Company reimbursement
  • Investigation legal fees and expenses, covering the company and the individuals
  • Blanket cover for any person deemed to be a director or officer – past, present and future
  • Managerial/Supervisory staff included as insured persons

Get in Touch

If you would like a quotation then please contact us today on 01924 871111 and a member of our specialist team will be happy to assist you.

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WTJ Insurance

Landmark House, 556 Leeds Road,
Outwood, Wakefield, WF1 2DX

Call: 01924 871 111