Residential Landlord Property Insurance

Benefits and the flexible services we are able to offer include:

• Buildings

  Protect your asset against the daily exposure of risks, examples being: Fire, Storm, Burst Pipes, Subsidence, Flood, Theft, and Malicious Damage.

• Contents

  Contents insurance will protect you for damage and subsequent financial loss caused to furniture and fittings.

• Loss of Rent

  If a tenant has to move out of your property for reasons out of your control, Loss of Rent will continue paying you your rental income, so that financial losses are minimal.

• Alternative Accommodation

  If the landlord is contractually obliged to provide alternative accommodation, then this will provide cover should the property become inhabitable due to a specified and insured event.

• Landlords Liability

  If a tenant or third party suffers injury or loss, due to a fault of your property then Landlords Liability (also known as Property Owners Liability) will provide financial protection to cover you against the costs of any claims arising.

Optional covers:

• Accidental Damage

  Providing financial protection to pay for the cost of repairs following damage to your property or contents.

• Theft / Malicious Damage by tenant

  Providing cover in the event that you suffer a loss following theft and/or malicious damage caused by your tenant.

• Rent Guarantee

  Rent Guarantee Insurance will protect you in the event that your tenant fails to pay the rent; safeguarding your financial commitments.

• Legal Expenses

  Designed to provide help and financial assistance should you become involved in a legal dispute, including breaches of tenancy agreements, evictions and legal defences.

• Employers Liability

  Employers Liability provides cover up to £10m in order to meet compensation costs should an employee become injured, or ill, as a result of their employment with you.

• Landlord Home Emergency Cover

  Providing cover for the landlords rented property, including cover for plumbing & drainage, loss of utilities, lost keys, central heating & pest infestation.

• Terrorism Cover

  Covering your property & contents following damage and subsequent financial loss due to the act of terrorism.