Insurance for Commercial Property

Benefits of our Property Owners' Insurance can include:

• Buildings insurance

  Protects you from the costs of damage caused to your building by a range of risks such as fire, malicious damage or flooding.

• Contents cover

  Protects your contents/stock from theft or being destroyed by a range of risks such as fire, malicious damage or flood.

• Loss of Rent cover

  Provides cover for a specified period for loss of rental income following damage to your rental property, caused by a range of risks such as fire, malicious damage or flooding. The period you select will depend upon the type and complexity of property.

• Property owners liability

  Provides cover for legal expenses should someone sue you as a direct result of your property causing them injury.

• Public liability

  covers your legal responsibility for injury caused to the public or damage to their property due to fault of you or your staff

• Employers’ liability

  Required by law if you have any employees and protects your legal responsibility for accidental death or bodily injury caused to your employees arising out of activities connected to your business